Reviewed September 2, 2026 · card-present comparison
Before you switch from Square, compare the full cost.
Your processing rate is one part of the bill. Software, equipment, funding, and support all count toward whether a switch is worth it.
What changes when you switch?
Compare these costs and service terms. Check Square’s linked pricing page for its current plans and fees.
| Decision point | Square | Crane Processing |
|---|---|---|
| Rate model | 2.6% + 15¢ per card-present transaction on the Free plan, per Square’s published pricing as of August 31, 2026. See Square's current published pricing. | Card-present processing starts at 2.19% + 9¢ per transaction. Final pricing depends on volume and card mix. |
| Contract | Confirm the current plan and service terms directly with Square. | No long-term processing contract. |
| Monthly platform or software cost | Free and paid software plans are available; verify the current plan cost. | $0 monthly processing platform fee. Equipment and optional software are quoted separately. |
| Hardware and ecosystem | Designed around Square hardware and its connected app ecosystem. | Compatible terminal and POS options are matched to the business; equipment is separate from processing. |
| Funding | Review Square's current transfer options and timing. | Eligible funding timing and settlement cutoffs are confirmed during account setup. |
| Statement-fee visibility | Review the current plan terms and activity reports. | Processing, equipment, optional software, and applicable pass-through charges are shown before signing. |
| Support | Support access varies by product and plan. | Aarish or Azaan handles your review, setup, and ongoing questions. |
| Restaurant and tip workflow | Square offers restaurant and tipping tools within its product ecosystem. | Tip configuration, settlement, pay-at-table equipment, and POS fit are reviewed before quoting. |
This is a like-for-like card-present comparison, not a quote or a claim that every merchant should switch. Square terms come from Square's public pricing pages; Crane pricing is confirmed after reviewing volume, card mix, equipment, and current statement charges.
What a statement review covers
We review the total you pay, including per-transaction charges, software, equipment, and recurring fees.
- BringStart with page one; we’ll ask for fee-detail pages if needed
- We readVolume, transactions, rate structure, and recurring charges
- You getA side-by-side answer, including when staying on Square costs less
Find out whether a switch makes sense.
Send one statement and get a plain-language review with no commitment.