Send one statement
We flag the processing charges, software costs, and junk fees.
Card processors bury junk fees in your monthly statement. We read the fine print, flag every one, and give you one honest rate instead.
No statement handy? Try the 60-second estimate →See every fee and the rate we can offer before you commit.
If your statement supports a lower rate, we’ll lower it.
Final pricing depends on volume and card mix.We flag the processing charges, software costs, and junk fees.
You see your effective rate next to ours. If the numbers support going lower, we do.
We configure equipment, set up funding, and get you live — usually in about a week.
See the savings and the rate before you decide.
Real before-and-after processing costs from merchants we worked with. Individual results vary.
"Switched from Square in a week. Savings hit the first statement."
Business name withheld at the merchant’s request.
Most processors put you on whichever model earns them more. Here's the honest version of both.
Same number every month at the same sales volume and transaction count.
Usually wins for: rich card mix, higher tickets, anyone who wants one number.
The two costs stay separate on your statement.
Usually wins for: heavy debit, low tickets, steady card mix.
* Starting rate applies to the flat-rate model, one rate across all card types. Interchange-plus is quoted from your statement and varies month to month with your card mix. Final pricing on either model is confirmed on your quote; equipment varies by terminal, and savings depend on your volume and card mix.
Comparing a flat-rate app? Read our guide to Square alternatives for card processing →
Not a national call center. A local rep who knows your business.
We cut your processing costs, set up the equipment, and answer the phone when something breaks.
Same rate, no contract, next-day funding — wherever you are.
Our story →Some tiered plans move certain cards into a more expensive “non-qualified” bucket. We flag that line and calculate the effective rate you paid across the whole statement.
PCI validation is the merchant's responsibility, and some processors assess program or non-compliance fees. We identify what appears on the statement and explain the steps needed to stay validated.
A batch fee can be charged when a terminal closes and submits the day's transactions. We separate it from the advertised rate so you can see its monthly impact.
It is a shortfall charge that may apply when processing fees do not reach a required amount. We flag it instead of letting it disappear inside the total.
Card-present processing starts at 2.19% + $0.09 per transaction with no monthly platform fee. Equipment and other applicable charges are quoted separately, and your final rate depends on volume and card mix.
We read the fees, show you the real math, and tell you if switching is worth it. No commitment.