No statement, no processor, no history — that is the normal place to start. Here is what you need, what it costs, and how long it takes.
Free · No commitment · A local rep, not a call centre
Already accepting cards somewhere else? The statement audit is the faster route for you.
That is genuinely the whole list. Everything else is detail we handle with you.
Not sure which device fits how you sell? See the four shapes below →
How you sell decides this, not how big you are. Four shapes cover almost every new business, and you are not locked into the first one you choose.
The simplest setup. Takes tap, chip, and phone payments, prints a receipt, and nothing else to learn. Ingenico Desk terminals, in a standard or high-volume build. Right for most first shops, salons, and counters.
Elavon POS (talech) — a tablet register with a printer, scanner, and cash drawer. It tracks inventory and staff as well as taking payment. There is a restaurant build that adds a kitchen printer. Right if you need to run the business from the same screen you sell on.
An Ingenico Move for tableside and field work, or a simple mobile reader if you only take a few payments a week. Right for service businesses, market stalls, and anyone who sells where the customer is.
We supply and configure new Clover systems on Clover’s own platform, separate from the lineup above — the Mini on a counter, the Flex in your hand, or a full Station Duo setup. Right if you already know you want the Clover app ecosystem. See the Clover options →
Not sure which is yours? That is the conversation, not a form. Compare every option →
Equipment is quoted separately from your rate, always — rent or buy, and we tell you which is cheaper for your volume. Clover equipment is quoted for your business. If you already own a Clover device from somewhere else, note that existing devices can’t move to a new account.
You have no statement for us to beat, so there is nothing to compare against and we will not pretend otherwise. What we can tell you is exactly what our pricing is.
Our published starting rate, the same one an existing business is quoted. Your final rate is confirmed once we understand your business.
There is no separate monthly charge for the processing account itself.
Buy outright or rent. It is never folded into your rate, so you can always see what the hardware actually costs.
No long-term processing contract and no cancellation fee. If it does not work out, you leave.
A small number of charges are set by the card networks, not by us, and are passed through at cost.
Card-not-present transactions carry a different cost than card-present ones. We quote those from how you actually plan to sell.
Want a number for your own projections? Estimate your monthly cost →
Estimates are not quotes. Actual cost varies with your volume, average ticket, card mix, and how you take payments.
Every application is underwritten by the bank. These are the items normally requested — not a guarantee of approval, and your situation may call for more.
Approval is the bank’s decision, not ours. A brand-new business is underwritten on projections rather than history, and an approval can come with conditions. We will tell you where you stand before you sign anything.
Four steps. You will know who to call at every one of them.
Counter, mobile, online, over the phone, or some mix. This decides the equipment and how you get priced.
We complete it with you rather than emailing you a blank form, so it goes in right the first time.
This is the step nobody can put a firm clock on. Straightforward applications move quickly; some come back with questions first.
Once you are approved we get the hardware to you, set it up, and stay on the phone through your first transactions.
We do not publish a guaranteed timeline for a new account. Underwriting is outside our control, and a date we cannot stand behind is worth nothing to you.
No statement required, because you do not have one. Just a short conversation about the business you are opening.
Local. Direct. Not a call centre. Our story →